As the year winds down, now is the time to check in on something many people forget: your vision benefits. If you have vision insurance, a flexible spending account (FSA), a health savings account (HSA), or employer-provided optical coverage, there’s a good chance those benefits reset on December 31. That means unused funds or allowances will disappear when the new year begins.
At Village Optometry, we want to help Carlsbad families make the most of their eye care resources. A few small steps now can lead to better vision, smarter spending, and a clearer start to the new year.
What Does “Use It or Lose It” Really Mean?
Vision benefits often include annual coverage for routine eye exams, prescription eyewear, and contact lenses. But in many plans, that coverage doesn’t roll over. If you haven’t scheduled your exam or used your allowance this year, you could be leaving money on the table.
FSAs, in particular, have strict use-it-or-lose-it policies. Even if your plan offers a short grace period or limited rollover, it’s far better to use those dollars now—on care you already need—than to let them expire.
Vision Benefits That Often Expire Each Year
Every plan is different, but these are the most common vision benefits that tend to expire by December 31:
- Annual eye exam coverage: Preventive care for clear vision and early detection.
- Eyeglass and frame allowance: Apply toward a new pair or update your current style.
- Contact lens credits: Use them to restock or try a new brand or fit.
- Prescription sunglasses or specialty eyewear: Often included in your annual allowance.
Checking your plan details is an easy way to make sure you're not missing out.
Why Acting Now Matters for Carlsbad Families
By the time mid-December arrives, many eye care providers are fully booked. Patients rush to squeeze in last-minute exams, and the appointment slots at Village Optometry go quickly too. Waiting until the holidays may mean missing out entirely.
Plus, your benefits are already paid for—either through payroll deductions, premiums, or FSA contributions. Using them now helps you avoid out-of-pocket costs later. It’s one of the simplest ways to stretch your healthcare dollars and protect your vision at the same time.
How Village Optometry Helps You Maximize Benefits
Our eye care team at Village Optometry is committed to helping you get the most from your coverage before the year ends. We offer:
- Comprehensive eye exams for all ages
- Designer frames and prescription lenses with a variety of options
- Contact lens fittings and refills
- Direct billing with many major vision plans
- Friendly, local optometrists dedicated to personalized care
Whether you're due for a Carlsbad eye exam or simply want to explore new eyewear options, we make the process simple and convenient.
What You Can Do Now
- Review your plan: Log into your provider’s portal or contact HR for details.
- Schedule early: Don’t wait until appointment times are limited.
- Bring your insurance info: This helps us confirm your benefits at check-in.
- Ask about dependents: Many plans include coverage for children or spouses.
- Use remaining FSA funds: Glasses, lenses, and exams are eligible expenses.
Our team is happy to walk you through your options and help you plan before the deadline.
Don’t Lose Your 2025 Vision Benefits
The end of the year is almost here—but it’s not too late to make your vision benefits count. At Village Optometry, we’re here to make sure your family’s eye care is covered, comfortable, and convenient.
Don’t lose your 2025 vision benefits—schedule your eye exam today.